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省钱/投资/理财/购物/时尚/ Finance/Coupon/Discount/Shopping/Fashion
纸钱[原创] |
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纸钱[原创] 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-14 17:24 (此贴内容已隐藏,限有过发贴或转贴记录的注册用户查看, 本论坛倡导“我为人人，人人为我”，欢迎您发帖或转贴相关资料与大家分享！) 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-14 17:24  |
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2008-04-14 17:24
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请指点迷津！ 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) journalclub 2008-04-14 18:17 [quote]回复给 yidong : 要取得高于通货膨胀率的投资回报远非易事。但是，我们必须做这方面的努力，[/quote] [CCB]21[/CCB] 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) journalclub 2008-04-14 18:17 |
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2008-04-14 18:17
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ibond 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-14 20:30 buy inflation adjusted bond? 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-14 20:30 |
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2008-04-14 20:30
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ibond收益率太低！ 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) btw 2008-04-14 23:54 五年前买过一笔，到现在总共才涨了16%。显然赶不上inflation的速度。 不过实在不知将钱放哪时可以买点，好歹比在银行强，怎么着也算是tax deferred的吧。 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) btw 2008-04-14 23:54 |
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2008-04-14 23:54
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bonds 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-15 14:29 bonds are supposed to be low return, unless they are junk bonds. treasury bonds have the lowest returns because they are guaranteed by the government. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-15 14:29 |
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2008-04-15 14:29
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Bond features 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-15 17:17 One thing in finance is that few things are always true. Bond investments are not always bad investments. There are different factors to consider, risk profiles and time horizon. In the past a few months, treasury bonds are good investments. In the next 10 years from today, the treasury bonds would not generate high returns with current low yield. Ibond and TIPS are linked to CPI (Consumer Price Index) and supposed to provide inflation prection, but the way goverment calculated CPI is not in the benefits of investors. Please correct me if I am wrong. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-15 17:17 |
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2008-04-15 17:17
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Agree! 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) btw 2008-04-15 17:26 [quote]回复给 yidong : but the way goverment calculated CPI is not in the benefits of investors.[/quote] Should have some third party to determine the inflation rate. Otherwise if I borrowed the money and it is up to me to decide the interest rate, then of course I would like to keep the interest low. Looking retrospectively, I bond may not be as good as H bond, as H bond is guaranteed to double the value in 17 years. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) btw 2008-04-15 17:26 |
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2008-04-15 17:26
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What about EE and HH bonds then? Those seems to be good or even better. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) 清乐 2008-04-16 08:41 Howmany more terms/options of investment will be coming out? 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) 清乐 2008-04-16 08:41 |
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2008-04-16 08:41
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bonds 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-16 11:16 personally, i like municipal or corporate bonds better. corporate bonds from energy/utilities firms are pretty good. i agree that treasury bonds are pretty much shot in the short term. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-16 11:16 |
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2008-04-16 11:16
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1. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) 一袭白衣 2008-04-18 18:05 钱不是你库存了多少,(如果光为了库存而库存,那也不过是一张张的纸),而是你消费了多少.人活一世除了奋斗,还要享受. 同样一瓶香水,在中国要600块,也许在香港就3000块了.中国的钱就这样被莫名其妙的被吸走了. 生产的本意是满足人民群众的不断增长的物质和精神需要。富裕不是在于你生 产了多少，而是在于你消费了多少。生产了，你享用不到，所以依然贫困，纸上 富贵必定不是真实的富贵 利润＝收入－费用。 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) 一袭白衣 2008-04-18 18:05 |
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2008-04-18 18:05
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钱的作用 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-18 18:46 首先，你的猫很传神。 钱有不同的作用。 1 有钱以后，你就可以不再为钱操劳。 2 有钱以后，你就可以集中做你喜欢的事。 3有钱以后，你就可以有更多的时间跟家人在一起。 人生的价值和钱的价值，我想是智者见智，仁者见仁，是讨论不完的。 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-18 18:46 |
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2008-04-18 18:46
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要看人了 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-18 21:40 有些人有钱了，就还要更有钱。没有止境的。。。 be happy with what you got but always strive for more. 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) duan 2008-04-18 21:40 |
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2008-04-18 21:40
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投资的目的 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-19 05:26 投资第一定律，钱多比钱少好。 The more the better. 有钱以后怎么用及其社会效益，则是哲学问题和社会问题，应当不是投资的问题。 你说我就不喜欢有钱，那么讨论投资就失去其根本目的。 美国有人讲，要想富有的第一条，就是减少欲望。这很有道理，但不是投资。 摘自 加州大学论坛旧版 (Universities in California Bulletin Board System) yidong 2008-04-19 05:26 |
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2008-04-19 05:26
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